National Risk Solutions NRS, A Divison of Hull & Company is the next generation wholesaler. Our business model is based on technology, service and sales as opposed to being just an underwriting agency.

We created a business model where our people are focused on sales and service. You can eliminate the cumbersome wait process most common in the wholesale marketplace.

We use technology to bring you direct to the market through our online quoting systems. You can obtain a quote when you want it and when you need it - whether it’s online, over the phone or real time web-chat - We never close!

Service is an overused word. People talk about great service but do not define what it really means to you.

We Define Great Service as:
• 24 hour response when the business cannot be quoted online
• Phone calls/emails returned the same day
• Renewal quotes within 45 days of expiration
• Policies issued within 5 days of binding
• Same day binding
• One source for all your personal and commercial lines products.

In addition, NRS has a dedicated Customer Service Center to support our online homeowners programs. All claims, billing, endorsements and underwriting questions can be handled with just one call.

Personal Lines Products

We built an experienced team to serve the needs of the homeowners and personal lines market. The companies we represent have been with us since our beginning and continue to assist us in developing new products and services. This enables us to provide you with stable markets, in all 50 states, either on an admitted or non-admitted basis.

Additionally, our direct bill system offers installments (no installment fees) and several payment options including web payments and electronic funds transfer.

Our top homeowners products include:

• Coastal
• High Value
• Protection class 9 and 10
• Older Homes
• Loss Frequency

Our top personal lines products are:

• Excess Flood
• Dwelling Fire
• Primary and Excess Umbrella
• Comprehensive Personal Liability
• Inland Marine
• Watercraft under 26’ 11”