Excess Personal Watercraft
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

Product Advantages
 
*Follow Form Coverage

*Can be used as a buffer layer or as a standalone policy


Eligibility Criteria

*Watercraft up to 50 feet in length

*Watercraft with speeds up to 50mph

*Unlimited youthful operators

*Inboards, Outboards, In/Out Drives, Sail Boats, Jet Skis are all eligible

*Can be high profile-entertainer, professional sports figure, or politician

Eligible Risks – Includes all of the above characteristics except where amended below

*Corporate ownership of watercraft is eligible providing use is solely for private recreational use of the owner/partner of the corporation

*Risks with up to five accidents

*Operators with up to five violations or a major violation

*Operators with a single Drug or Alcohol related offense

*Watercraft up to 75 feet in length

 

Ineligible Risks

*Risks in the states of Louisiana, Alaska or West Virginia

*Watercraft that are more than 75ft in length

*Watercraft used in races, speed contests or other forms of competition

*Watercraft used for business or used to transport people or property for a fee

*Watercraft that is chartered

*Amphibious craft, Airboats, Hydrofoils, Hydroplanes, Iceboats, Kit boats or any Homemade Vessels

*Watercraft that travel in excess of 50mph

   

Minimum Attachment

*Our minimum point of attachment is 100,000/300,000/25,000 for Jet Skis and 100,000/300,000/50,000 for all other boats up to 26ft

*For Boat Lengths of 26ft to 50ft the minimum point of attachment is 250,000/500,000/100,000 or $300,000 combined single limit (CSL)

*Boat Lengths 50ft to 75ft the minimum point of attachment is 1,000,000 CSL

 

Available Limits

*Excess limits up to $5,000,000 are considered upon submission

Submission Requirements

*Our Excess Personal Liability Application

*Motor vehicle records will be required for all operators


Applications
Contact Personal Lines Dept.
Patricia Bobb
Assistant Account Executive

Phone: 866-417-4855 Ext. 6328
Emily Breazeale
Assistant Account Executive

Phone: 866-417-4855 Ext. 6259
Lauren Cain-Clark
Assistant Account Executive

Phone: 727-362-6111
Michael Carioti
Account Executive

Phone: 866-417-4855 Ext. 6342
Matthew Clegg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6100
Danielle Dagostino
Assistant Account Executive

Phone: 866-417-4855 Ext. 6121
Morgan Domingue
Account Executive

Phone: 866-417-4855 Ext. 6282
Ladonica Fagg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6261
Alex Fifelski
Assistant Account Executive

Phone: 727-362-6125
Mackenzie Harrington
Account Executive

Phone: 866-417-4855 Ext. 6262
Lazaro Hernandez
Assistant Account Executive

Phone: 727-362-6324
Sarah Hoyle
Assistant Account Executive

Phone: 866-417-4855 Ext. 2928
Richelle Ingram
Account Executive

Phone: 866-417-4855 Ext. 6320
Robert (Bob) Massarsky
Underwriter

Phone: 866-417-4855 Ext. 6302
Ethan Morris
Assistant Account Executive

Phone: 866-417-4855 Ext. 6062
Jackie Plank
Clerical Assistant

Phone: 866-417-4855 Ext. 6305
Courtney Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4969
John Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4906
Lisa Rowe
Account Executive Assistant

Phone: 866-417-4855 Ext. 6260
Twiggy San Julian
Assistant Underwriter

Phone: 866-417-4855 Ext. 6337
Paula Sanchez
Account Executive

Phone: 866-417-4855 Ext. 6313
David Stansel
Assistant Account Executive

Phone: 727-362-6114
Robyn Staton
Account Executive

Phone: 866-417-4855 Ext. 6323
Tracy Sturdevant
Assistant Account Executive

Phone: 727-322-4973
Ananka Willocks
Senior Account Executive

Phone: 866-417-4855 Ext. 6097
Rhonda Wilson
Assistant Account Executive

Phone: 727322-4964