Excess Comprehensive Personal Liability
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.



Eligible Risks

*Owners of 1-4 family dwellings, condo units and mobile homes that are owner-occupied or rented to others 

*Tenants of multiple unit dwellings, condo units and mobile homes 

*Secondary/seasonal dwellings and short term rentals 

*Eligible insureds include individuals, trusts, limited partnerships, family partnerships, limited liability corporations, estates, or corporations established for personal investment purposes 

*Dwellings under construction or renovation where the applicant is not the general contractor

*Dwellings with swimming pools; unfenced swimming pools, pools with diving boards higher than four feet or waterslides can be written excluding these specific exposures

*Vacant dwellings

*Vacant land up to 250 acres

*Risks with up to one liability loss under $10,000 in the past three years and up to 15 locations

Ineligible Risks

*Risks with underlying insurance on a commercial form

*Farms

*Individuals convicted of a felony

*Houseboats

*Locations leased to others for purposes of fishing, hunting, or other recreational activities

*Student or subsidized housing

*Assisted living or group home facilities except for assisted living apartments with single occupancy or husband and wife

*Vacant land with a dock

*Corporations that have activities outside of residential real estate investment

*Artists performing controversial lyrics

*Risks located in AK, LA, or WV


Available Limits

Available up to:

    *$5,000,000 available for most risks

    *$1,000,000 when the underlying limits is $100,000 or if it is a short-term rental

    *$1,000,000 available in AL and MS

**Underlying limits for vacant dwellings must be at least $300,000


Submission Requirements

*Completed & signed application

 

Quoting Options

Applications
Contact Personal Lines Dept.
Patricia Bobb
Assistant Account Executive

Phone: 866-417-4855 Ext. 6328
Emily Breazeale
Assistant Account Executive

Phone: 866-417-4855 Ext. 6259
Lauren Cain-Clark
Assistant Account Executive

Phone: 727-362-6111
Michael Carioti
Account Executive

Phone: 866-417-4855 Ext. 6342
Matthew Clegg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6100
Danielle Dagostino
Assistant Account Executive

Phone: 866-417-4855 Ext. 6121
Morgan Domingue
Account Executive

Phone: 866-417-4855 Ext. 6282
Ladonica Fagg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6261
Alex Fifelski
Assistant Account Executive

Phone: 727-362-6125
Mackenzie Harrington
Account Executive

Phone: 866-417-4855 Ext. 6262
Lazaro Hernandez
Assistant Account Executive

Phone: 727-362-6324
Sarah Hoyle
Assistant Account Executive

Phone: 866-417-4855 Ext. 2928
Richelle Ingram
Account Executive

Phone: 866-417-4855 Ext. 6320
Robert (Bob) Massarsky
Underwriter

Phone: 866-417-4855 Ext. 6302
Ethan Morris
Assistant Account Executive

Phone: 866-417-4855 Ext. 6062
Jackie Plank
Clerical Assistant

Phone: 866-417-4855 Ext. 6305
Courtney Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4969
John Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4906
Lisa Rowe
Account Executive Assistant

Phone: 866-417-4855 Ext. 6260
Twiggy San Julian
Assistant Underwriter

Phone: 866-417-4855 Ext. 6337
Paula Sanchez
Account Executive

Phone: 866-417-4855 Ext. 6313
David Stansel
Assistant Account Executive

Phone: 727-362-6114
Robyn Staton
Account Executive

Phone: 866-417-4855 Ext. 6323
Tracy Sturdevant
Assistant Account Executive

Phone: 727-322-4973
Ananka Willocks
Senior Account Executive

Phone: 866-417-4855 Ext. 6097
Rhonda Wilson
Assistant Account Executive

Phone: 727322-4964