Homeowners (Online Quoting)
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.


Eligibility Criteria 

*HO3, HO4, HO6 and Dwelling Fire Options

*Multi-Family Dwellings

*Protection class 1-8

*Electrical systems on circuit breakers with 100 amps service

*Plumbing systems comprised of copper, PVC, or cast iron

*Dwelling built in 1900 and newer

*HVAC systems not greater than 50 yrs old

*Asphalt shingle roof up to 25 yrs old

*Up to one prior loss in the past 3 years; Multiple locations one loss per two locations in the past 3 years

*Up to 10 locations per policy

*Dwellings undergoing renovations

*Dwellings located in coastal areas (wind & hail exclusion applies)


Ineligible Risks

*Vacant dwellings not currently being renovated

*Business, farming or day care exposures on the premises

*Risks located adjacent to boarded up buildings

*Owned by corporations

*Risks used as rooming or boarding houses or as subsidized or student housing

*Allows for use of wood stoves or supplemental heating devices

*Rented with shorter than 6-month lease terms
 

Available Limits

*Minimum coverage varies by state

*Maximum Total Insured Value of $1,000,000

       Up to:

    - 40% of Coverage A for Personal Property C

    - 20% of Coverage A for Fair Rental Value Coverage D

    - $1,000,000 personal liability coverage optional

   

Submission Requirements

*Completed & signed application 







  

Quoting Options

Applications
Instant Phone Quote
Live Chat
Contact Personal Lines Dept.
Patricia Bobb
Assistant Account Executive

Phone: 866-417-4855 Ext. 6328
Emily Breazeale
Assistant Account Executive

Phone: 866-417-4855 Ext. 6259
Lauren Cain-Clark
Assistant Account Executive

Phone: 727-362-6111
Michael Carioti
Account Executive

Phone: 866-417-4855 Ext. 6342
Matthew Clegg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6100
Danielle Dagostino
Assistant Account Executive

Phone: 866-417-4855 Ext. 6121
Morgan Domingue
Account Executive

Phone: 866-417-4855 Ext. 6282
Ladonica Fagg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6261
Alex Fifelski
Assistant Account Executive

Phone: 727-362-6125
Mackenzie Harrington
Account Executive

Phone: 866-417-4855 Ext. 6262
Lazaro Hernandez
Assistant Account Executive

Phone: 727-362-6324
Sarah Hoyle
Assistant Account Executive

Phone: 866-417-4855 Ext. 2928
Richelle Ingram
Account Executive

Phone: 866-417-4855 Ext. 6320
Robert (Bob) Massarsky
Underwriter

Phone: 866-417-4855 Ext. 6302
Ethan Morris
Assistant Account Executive

Phone: 866-417-4855 Ext. 6062
Jackie Plank
Clerical Assistant

Phone: 866-417-4855 Ext. 6305
Courtney Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4969
John Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4906
Lisa Rowe
Account Executive Assistant

Phone: 866-417-4855 Ext. 6260
Twiggy San Julian
Assistant Underwriter

Phone: 866-417-4855 Ext. 6337
Paula Sanchez
Account Executive

Phone: 866-417-4855 Ext. 6313
David Stansel
Assistant Account Executive

Phone: 727-362-6114
Robyn Staton
Account Executive

Phone: 866-417-4855 Ext. 6323
Tracy Sturdevant
Assistant Account Executive

Phone: 727-322-4973
Ananka Willocks
Senior Account Executive

Phone: 866-417-4855 Ext. 6097
Rhonda Wilson
Assistant Account Executive

Phone: 727322-4964