Home Based Business
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.


Eligibility Criteria

*Business is operated out of the home and has up to:    
  - One employee
  - $500,000 in gross annual receipts
  - No more than two losses in the past three years or one loss with less than $25,000 paid

*New ventures

*More than 50 classes of business


Ineligible Risks

*Risks outside of the eligible class list includes, but is not limited to:

Event planners                    
Computer consultants                    
Applicants involved with manufacture, installation or repair
Internet service providers    
Landscapers/plant services            
Teaching or tutoring for sports, industrial or martial arts
Personal shoppers                
Errand services                               
Fine jewelry sales/repair
Massage therapists               
Contractors

*Prior felony conviction for any member of the household

*Risks located in LA, WV, AK or HI



Available Limits

*Available up to:

 - $1,000,000/$2,000,000 for general liability

 - $100,000 for business personal property

 - $10,000 inside/$5,000 outside of premises for money and securities coverage

 - A maximum property limit of $100,000 for business income with extra expense

*$25,000 included on most classes for errors & omissions

*Equipment breakdown coverage included

Submission Requirements

*Completed & signed application

 

Quoting Options

Applications
Contact Personal Lines Dept.
Patricia Bobb
Assistant Account Executive

Phone: 866-417-4855 Ext. 6328
Emily Breazeale
Assistant Account Executive

Phone: 866-417-4855 Ext. 6259
Lauren Cain-Clark
Assistant Account Executive

Phone: 727-362-6111
Michael Carioti
Account Executive

Phone: 866-417-4855 Ext. 6342
Matthew Clegg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6100
Danielle Dagostino
Assistant Account Executive

Phone: 866-417-4855 Ext. 6121
Morgan Domingue
Account Executive

Phone: 866-417-4855 Ext. 6282
Ladonica Fagg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6261
Alex Fifelski
Assistant Account Executive

Phone: 727-362-6125
Mackenzie Harrington
Account Executive

Phone: 866-417-4855 Ext. 6262
Lazaro Hernandez
Assistant Account Executive

Phone: 727-362-6324
Sarah Hoyle
Assistant Account Executive

Phone: 866-417-4855 Ext. 2928
Richelle Ingram
Account Executive

Phone: 866-417-4855 Ext. 6320
Robert (Bob) Massarsky
Underwriter

Phone: 866-417-4855 Ext. 6302
Ethan Morris
Assistant Account Executive

Phone: 866-417-4855 Ext. 6062
Jackie Plank
Clerical Assistant

Phone: 866-417-4855 Ext. 6305
Courtney Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4969
John Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4906
Lisa Rowe
Account Executive Assistant

Phone: 866-417-4855 Ext. 6260
Twiggy San Julian
Assistant Underwriter

Phone: 866-417-4855 Ext. 6337
Paula Sanchez
Account Executive

Phone: 866-417-4855 Ext. 6313
David Stansel
Assistant Account Executive

Phone: 727-362-6114
Robyn Staton
Account Executive

Phone: 866-417-4855 Ext. 6323
Tracy Sturdevant
Assistant Account Executive

Phone: 727-322-4973
Ananka Willocks
Senior Account Executive

Phone: 866-417-4855 Ext. 6097
Rhonda Wilson
Assistant Account Executive

Phone: 727322-4964