Web-Quoting Agreement

By clicking "Web Quote", or "Quote Now", you acknowledge, represent and warrant that you are of sound mind, that you are licensed as an agent or broker in accordance with the laws, rules, and regulations in each state in which you transact business, that you have read and understand the entire Agreement, and that you expressly agree to be bound by the terms and conditions contained in, linked to and/or referenced in the Agreement.


A. "Brown & Brown" means National Risk Solutions Brown & Brown, Inc., and any and all related entities, employees, affiliates, agents and licensors.

B. Brown & Brown Website means the website, and all subsequent pages made available by or through Brown & Brown, located at the Uniform Resource Link (URL) http://www.nrsinsurance.comas well as any other URL related to Brown & Brown.   Please note, however, that the Brown & Brown Website may contain links to third party URLs.  Once such a third party link has been accessed, a user is no longer accessing the Brown & Brown Website.

C. Insurance Product(s) and/or Insurance Service(s) means one or more of the insurance programs, policies and/or agreements referenced herein and for which links are provided below: 



 D.  We, our and us means National Risk Solutions, Brown & Brown, Inc., and any and all related entities, and affiliates, agents and licensors.

E. You and your means you the user and the individual executing this Agreement.


A.  Your use of the Brown & Brown Website shall be governed exclusively by the terms of this Agreement. 

B.  The Brown & Brown Website includes original works of authorship (includ­ing, but not limited to, derivative works based on graphical scans or typed text of public domain ma­terials) that are both proprietary and intellectual properties of Brown & Brown or its suppliers and are protected by both the terms of this Agreement as well as domestic and foreign contractual and intellectual property laws including but not limited to copyright, trademark, patent, and trade secret laws. 

1. Copyright.  All content included on this site, such as text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, and software, is the property of Brown & Brown or its suppliers and protected by United States and international copyright laws. The compilation of all content on this site is the exclusive property of Brown & Brown and protected by U.S. and international copyright laws. All software used on this site is the property of Brown & Brown or its suppliers and protected by United States and international copyright laws.

2.  Trademark.  Brown & Brown, Brown & Brown Insurance, National Risk Solutions and other word marks, graphics, logos (reproduced below), color schemes, etc. as indicated on the Brown & Brown website are trademarks, service marks and/or trade dress of Brown & Brown or its suppliers in the United States and/or other countries.  Brown & Browns trademarks, service marks and trade dress may not be used in connection with any product or service that is not Brown & Browns, in any manner that is likely to cause confusion among customers, or in any manner that disparages or discredits Brown & Brown. All other marks that are not owned by Brown & Browns that appear on this site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by Brown & Brown.

3.  Patent.  One or more patents may apply to the Brown & Brown Website and to the features and services accessible therein, including U.S. and foreign patents.

4.  Trade Secret.  The Brown & Brown Website may contain software or other information that is confidential and proprietary to Brown & Brown, and/or protected by the trade secret laws of the individual states of the United States and of foreign countries.  As part of Brown & Browns efforts to maintain the secrecy of such information, You are prohibited from decompiling, reverse engineering and/or disassembling any portion or the whole of the Brown & Brown Website.

C.  To the extent that You receive software from Brown & Brown from Your use of the Brown & Brown Website, such software is deemed part of the Brown & Brown Website.

D.  Brown & Brown grants to You a non-exclusive and non-transferable license to:

1. Use the Brown & Brown Website as provided herein, until this Agreement is terminated;

2.  Access, load, store and operate the Brown & Brown Website with browser software; and

3.  Display, download and print portions of the Brown & Brown Website to investigate, quote and/or bind Insurance Product(s) and/or Insurance Service(s), subject to the limitations in this Agreement.

E.  Notwithstanding the above, you shall NOT, with­out the prior written consent of Brown & Brown:

1.  Decompile, reverse engineer, disassemble and/or create derivative works from the Brown & Brown Website;

2.  Remove or obscure any proprietary notices including, but not limited to, any and all copyright, trademark and patent designations contained in the Brown & Brown Website;

3.  Upload, post, email, transmit, publish, re-publish, distribute, display or otherwise make available the Brown & Brown Website to any third parties;

4.  Use the Brown & Brown Website for any commercial, financial or other beneficial purpose, including, but not limited to, advertising, the exploitation, rental, lease, sale or resale of the Brown & Brown Website;

5.  For a period of more than twenty-four (24) hours, cache or otherwise temporarily store the Brown & Brown Website or component thereof, on any server or other device used to communicate with individual personal computers or personal devices. Such limitation does not include cache which is automatically stored by an individual personal browser application;

6.  Store the accessed, used, or downloaded Brown & Brown Website in any electronic, magnetic, optical or other format now known or hereinafter created for more than thirty (30) days;

7.  Assign, rent, lend, lease, sell, sublicense, transfer, export from the United States, copy, reproduce, modify, adapt, translate, re­verse engi­neer, decompile, disas­semble, extract components or create derivative works of the Brown & Brown Website; or

8.  Remove, modify, hide or otherwise make unreadable or non-viewable any notice, legend, advice, watermark or other designation contained on the Brown & Brown Website, com­ponent thereof or output there from.

F.  You shall not interrupt, or attempt to interrupt, the operation of the Brown & Brown Website in any way.

G.  The Brown & Brown Website may include technological protection measures that effectively control access, reproduction or distribution of the proprietary or intellectual properties accessible through the Brown & Brown Website.  Any attempt to tamper or dismantle these protections is a breach of this Agreement and may be a violation of the Digital Millennium Copyright Act of 1998, and will subject the violator to civil and criminal penalties.

H.  All downloading, printing or other use in excess of that provided herein requires PRIOR written permission from the website manager of Brown & Brown, by contacting National Risk SolutionsPhone:    Fax: 866-654-7382 Email:rhq@hullco.com.

I.  Content in the Brown & Brown Website that is used or referenced in any print or electronic me­dia must be done in accordance with generally accepted standards, and must provide for proper attribution to Brown & Brown.

J.  You may provide links to the Brown & Brown Website via email, provided:

1. You link only to the home page located at www.nrsinsurance.com;

2. You do not remove, modify, or obscure, by framing or otherwise, advertisements, the copyright notice or other proprietary notices in the Brown & Brown Website;

3. You give Brown & Brown notice of such link by sending a fax to Brown & Brown Website Manager atNational Risk Solutions Phone:    Fax: 866-654-7382 Email:rhq@hullco.com; and

4. You agree to immediately discontinue providing links to the Brown & Brown Website (a) if requested to do so by Brown & Brown, or (b) upon the termination of this Agreement.


You represent, warrant and covenant that:

A.  You are of a proper age to enter into this Agreement.

B.   You are entering this Agreement with a sound mind and not under duress or emotional distress.

C.  Any information that You have or shall provide to Us with respect to any Insurance Product or Insurance Service or in association with Your use of the Brown & Brown Website is true and accurate, and You shall modify such information as necessary or appropriate to maintain the accuracy of the information.

D.  You shall at all times comply with all applicable laws, rules and regulations with respect to Your use of the Brown & Brown Website and with respect to any Insurance Product or Insurance Service.