Homeowners Min Cov A $250k
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

Click to  Quote Now

If you do not have access to Maximus or the National Fire & Marine product in Maximus, please send an email to maximussetup@nrsinsurance.com including the name of your agency, producer ID, your first and last name, and email address.

***Please note a Consumer Based Insurance Score report will be ordered on your insured at the time of quoting.***

Product Advantages

*HO3 form

*Hurricane deductible ranges from 2% to 25% regardless of distance to coast

*Minimum Coverage A $250,000 ($400,000 in Miami-Dade and Broward county)

*Mold Coverage $10,000/$50,000 limit Section I/II included on all risks

*Extended Replacement Cost available up to 125%

* Ordinance or Law 10% or 25%

*Water Back Up limits of $5,000, $10,000, or $25,000 available

*Liability limits available up to $1,000,000

*Personal Injury (some restrictions apply)

*Identity Fraud $15,000 limit included (Primary residences only)

*Screened Enclosure/Carport Coverage up to $50,000

*Animal Liability up to $30,000 (some restrictions apply)

*Catastrophic Ground Collapse included

Eligible Risks

*Homes, Trusts, LLCs, & Corps

*PC 1 - 8

*Primary, Secondary, Seasonal, Short/Long term rental

*Year built 1900 and newer (some restrictions apply)

*No minimums on Distance to Coast

*1 or 2 family homes

*Risks with 2 eligible claims within the last 3 years (some restrictions apply)

 Ineligible Risks

*Estates

*Homes that are vacant, undergoing renovation or course of construction, or for sale that are no occupied

*PC 9-10

*Risks with more than 2 losses in the last 3 years, prior water damage loss over $10,000, prior liability or fire loss, or prior vandalism/malicious mischief loss over $2,500, or any open claims

*EFIS, Log, unusual construction types, or historical landmarks

*Fuses, aluminum or knob/tube wiring

*PBC plumbing or PEX plumbing systems installed prior to 2001


Submission Requirements

*Completed 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Applications
Contact Personal Lines Dept.
Patricia Bobb
Assistant Account Executive

Phone: 866-417-4855 Ext. 6328
Emily Breazeale
Assistant Account Executive

Phone: 866-417-4855 Ext. 6259
Lauren Cain-Clark
Assistant Account Executive

Phone: 727-362-6111
Michael Carioti
Account Executive

Phone: 866-417-4855 Ext. 6342
Matthew Clegg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6100
Danielle Dagostino
Assistant Account Executive

Phone: 866-417-4855 Ext. 6121
Morgan Domingue
Account Executive

Phone: 866-417-4855 Ext. 6282
Ladonica Fagg
Assistant Account Executive

Phone: 866-417-4855 Ext. 6261
Alex Fifelski
Assistant Account Executive

Phone: 727-362-6125
Mackenzie Harrington
Account Executive

Phone: 866-417-4855 Ext. 6262
Lazaro Hernandez
Assistant Account Executive

Phone: 727-362-6324
Sarah Hoyle
Assistant Account Executive

Phone: 866-417-4855 Ext. 2928
Richelle Ingram
Account Executive

Phone: 866-417-4855 Ext. 6320
Robert (Bob) Massarsky
Underwriter

Phone: 866-417-4855 Ext. 6302
Ethan Morris
Assistant Account Executive

Phone: 866-417-4855 Ext. 6062
Jackie Plank
Clerical Assistant

Phone: 866-417-4855 Ext. 6305
Courtney Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4969
John Rigg
Assistant Account Executive

Phone: 866-417-4855 Ext. 4906
Lisa Rowe
Account Executive Assistant

Phone: 866-417-4855 Ext. 6260
Twiggy San Julian
Assistant Underwriter

Phone: 866-417-4855 Ext. 6337
Paula Sanchez
Account Executive

Phone: 866-417-4855 Ext. 6313
David Stansel
Assistant Account Executive

Phone: 727-362-6114
Robyn Staton
Account Executive

Phone: 866-417-4855 Ext. 6323
Tracy Sturdevant
Assistant Account Executive

Phone: 727-322-4973
Ananka Willocks
Senior Account Executive

Phone: 866-417-4855 Ext. 6097
Rhonda Wilson
Assistant Account Executive

Phone: 727322-4964