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    Condo Program

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    picture of buildings with beautiful condos in sunlight

    Click on the Products Below

    Maximus Online Condo Program for Florida

    Available in most areas except Monroe, Dade, Broward, Palm Beach, Collier, Lee, and Pinellas counties.

    Product Highlights

    • Maximum TIV $800,000
    • $300k and $500k Liability Limits available
    • Replacement Cost (Additions & Alterations and Contents)
    • Coastal risks acceptable
    • Wind, Flood & Earthquake available (special restrictions apply)
    • Occupancies – Primary, Secondary, Seasonal, Rentals, and Vacant
    • Frame & Masonry structures
    • Corporate Names, Trusts, LLC, and Estates acceptable


    Contact your Marketing Representative for more information and access to online rating.

    Condo Owners & Renters (HO4/HO6)

    Available in all states

    (except where risk is located in AK, AL, CA, FL, HI, KY, LA, MS, OR WV)


    • Applicant is the owner of condominium unit or cooperative unit or applicant is
      the occupant of a residential home or unit
    • Named insured can be an individual(s), married couples, trust, estate,
      limited partnership, family partnership or LLC
    • Secondary, seasonal and short-term rentals are acceptable
    • Coastal exposures are acceptable (excluding wind and hail coverage)
    • Applicants with one prior loss in the last three years
    • Protection class 1-9 acceptable
    • Personal Injury included

    Available Limits 

    • Coverage A up to $500,000
    • Coverage C up to $200,000
    • Coverage D up to $200,000
    • Loss assessment up to $50,000
    • Personal Liability up to $1M
    • Medical Payments included at $5,000

    Business Resource Center, Provides centralized access to business solution vendors for all policyholders

      • Human resources services
      • Pre-employment and tenant screenings
      • Identity theft protection
      • Marketing resources

    Call 1-888-875-1969 for an Instant Phone Quote