Condo Program
All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.
![picture of buildings with beautiful condos in sunlight](https://www.nrsinsurance.com/wp-content/uploads/2018/07/condo.jpg)
Click on the Products Below
Maximus Online Condo Program for Florida
Available in most areas except Monroe, Dade, Broward, Palm Beach, Collier, Lee, and Pinellas counties.
Product Highlights
- Maximum TIV $800,000
- $300k and $500k Liability Limits available
- Replacement Cost (Additions & Alterations and Contents)
- Coastal risks acceptable
- Wind, Flood & Earthquake available (special restrictions apply)
- Occupancies – Primary, Secondary, Seasonal, Rentals, and Vacant
- Frame & Masonry structures
- Corporate Names, Trusts, LLC, and Estates acceptable
Contact your Marketing Representative for more information and access to online rating.
Condo Owners & Renters (HO4/HO6)
Available in all states
(except where risk is located in AK, AL, CA, FL, HI, KY, LA, MS, OR WV)
Eligibility
- Applicant is the owner of condominium unit or cooperative unit or applicant is
the occupant of a residential home or unit - Named insured can be an individual(s), married couples, trust, estate,
limited partnership, family partnership or LLC - Secondary, seasonal and short-term rentals are acceptable
- Coastal exposures are acceptable (excluding wind and hail coverage)
- Applicants with one prior loss in the last three years
- Protection class 1-9 acceptable
- Personal Injury included
Available Limits
- Coverage A up to $500,000
- Coverage C up to $200,000
- Coverage D up to $200,000
- Loss assessment up to $50,000
- Personal Liability up to $1M
- Medical Payments included at $5,000
Business Resource Center, Provides centralized access to business solution vendors for all policyholders
-
- Human resources services
- Pre-employment and tenant screenings
- Identity theft protection
- Marketing resources