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    Condo Programs

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    Click on the Products Below

    Condo Owners & Renters (HO4/HO6)

    Available in all states

    (except where risk is located in AK, AL, CA, FL, HI, KY, LA, MS, OR WV)


    • Applicant is the owner of condominium unit or cooperative unit or applicant is
      the occupant of a residential home or unit
    • Named insured can be an individual(s), married couples, trust, estate,
      limited partnership, family partnership or LLC
    • Secondary, seasonal and short-term rentals are acceptable
    • Coastal exposures are acceptable (excluding wind and hail coverage)
    • Applicants with one prior loss in the last three years
    • Protection class 1-9 acceptable
    • Personal Injury included

    Available Limits 

    • Coverage A up to $500,000
    • Coverage C up to $200,000
    • Coverage D up to $200,000
    • Loss assessment up to $50,000
    • Personal Liability up to $1M
    • Medical Payments included at $5,000

    Business Resource Center, Provides centralized access to business solution vendors for all policyholders

      • Human resources services
      • Pre-employment and tenant screenings
      • Identity theft protection
      • Marketing resources

    Call 1-888-875-1969 for an Instant Phone Quote 


    Product Advantages

    • Available in most areas, including coastal
    • Named insured can be individual (s), trust, estate, partnership, or LLC
    • Primary, Secondary/Seasonal, Tenant Occupied, Vacant, and Renovation
    • Minimum TIV $50k, Maximum TIV $1m