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    Gentleman's Farm (Submit for Rate)

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    *Farms owned by personal insureds (non-commercial), typically owned for investment or retirement purposes

    Product Advantages

    • HO3, HO4, HO6, DP3, Personal Inland Marine & Excess Flood available in all 50 states
    • In house binding authority up to $10,000,000
    • Ability to package multiple products on single policy
    • 1-4 Family Dwellings acceptable
    • Duplex, triplex, and quadplex acceptable
    • Minimum coverage A=$150,000 inland/$300,000 coastal (some restrictions apply)
    • Earthquake coverage available
    • Sinkhole coverage available in Florida

    Eligible Risks

    • Homes, Estates, Trusts, LLCs, & Partnerships
    • PC 9 & PC 10
    • Primary, Secondary, Seasonal, Short/Long term rental, & vacant occupancy
    • Builders Risk for new construction and/or renovations (converts to an HO3 or HO6 at completion of project)
    • Prior losses acceptable
    • Log homes acceptable (some restrictions apply)
    • Older homes acceptable with updates to all systems within the last 35 years
    • Model Homes acceptable (some restrictions apply)

    Submission Requirements:

    • A completed and signed application