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    Special Events

    All carriers are A.M. Best rated A or higher. Not all business will qualify and may not be available in all states. The Underwriting and Coverage options below are a general summary. Coverage may vary depending on the state and risk. Please contact your Account Executive for details specific to your risk.

    Special Events

    • One-day and multi-day events, as well as annual policies
    • Events with up to 10,000 attendees or 10,000 consumers of alcohol per day
    • More than 100 different classes of business

    Product Advantages

    • Separate limits for general liability and liquor liability
    • Automatic coverage for volunteers, temporary or leased workers and committee members
    • Property owner can be included as an additional insured at no additional charge
    • Optional coverages for waiver of subrogation and primary/non-contributory wording
    • Set-up and take-down coverage available for all events that include general liability
    • Rain date coverage available for events rescheduled due to inclement weather
    • Coverage for damage to rented premises includes other perils in addition to fire
    • Coverage extends for events lasting past midnight for no additional premium
    • General liability deductible is $0
    • Liquor liability deductible is $0

    Available Limits

    • General liability limits up to $1,000,000/$3,000,000
    • Liquor liability limits up to $1,000,000/$3,000,000
    • Optional limits up to $5,000,000/$5,000,000 in certain states for events with 500 or fewer attendees
    • Medical payments limit up to $10,000
    • Damage to rented premises limit up to $500,000

    Most Common Ineligible CHARACTERISTICS

    • Events located in AK, LA or WV
    • Events with:
      • Liquor in AL, IA, IL, LA, MN, MS, OR or RI
      • Firearms
      • More than 10,000 attendees
      • Overnight camping
      • Bonfires
      • Events that permit spectators in the water
      • Haunted house, hayride or corn maze exposures
      • Events that include medical treatments or health screenings
      • War reenactments

    Business Resource Center, Provides centralized access to business solution vendors for all policyholders

      • Human resources services
      • Pre-employment and tenant screenings
      • Identity theft protection
      • Marketing resources

    Call 1-888-875-1969 for an Instant Phone Quote